Crypto’s $300 billion stablecoin supply is increasingly used as ‘everyday money,’ global study finds

A new global study, The Stablecoin Utility Report 2026 by BVNK, Coinbase, and Artemis, based on a survey of 4,658 adults across 15 countries, reveals that the $300 billion stablecoin market capitalization is increasingly utilized for daily financial activities like payments, payroll, and savings, moving beyond just trading. Over half of respondents have held stablecoins, with many allocating about one-third of their savings to crypto and stablecoins combined, especially in economies with volatile local currencies. Furthermore, 27% of holders spend stablecoins directly on goods and services, and freelancers using them for payments report saving an average of 40% in fees compared to traditional services. Despite growing adoption, roadblocks remain, including irreversible payments and confusion over blockchain management, while regulatory clarity expands in markets like the U.S.

(Source：The Block)