Stablecoin Payment Flows Could Hit $56.6T by 2030

Bloomberg Intelligence forecasts a substantial increase in stablecoin payment flows, potentially reaching $56.6 trillion by 2030. This projection represents an 81% compounded annual growth rate (CAGR) from $2.9 trillion in 2025, positioning stablecoins as a significant force in global finance. The growth is anticipated to be fueled by increasing institutional adoption and the use of stablecoins as a hedge against inflation and economic instability in various countries. While Tether (USDT) currently dominates centralized finance (CeFi) for everyday transactions, Circle’s USDC is preferred in decentralized finance (DeFi). Despite a shift towards USDT in emerging economies due to geopolitical instability, USDC recorded a higher transaction volume of $18.3 trillion in 2025 compared to USDT’s $13.3 trillion. Recent legislative moves, like the GENIUS Act in the US, and initiatives in Canada and the UK suggest a growing integration of stablecoins into mainstream finance, alongside increasing adoption by institutions like Western Union and MoneyGram for faster cross-border payments.

(Source：Cointelegraph)