Stablecoins Are About to Eat the Payments Industry — Here’s the Data

Stablecoins are poised to significantly disrupt the payments industry, with projections indicating a surge from $28 trillion in real economic activity in 2025 to $1.5 quadrillion by 2035. This transformation is driven by two primary forces: a historic wealth transfer and the increasing mainstream adoption of crypto payments. As Millennials and Gen Z, who are more inclined towards crypto, inherit wealth, they are expected to utilize crypto rails for transactions, potentially adding $508 trillion to annual stablecoin volumes by 2035. Concurrently, widespread merchant acceptance of stablecoins will normalize crypto payments for everyday purchases, contributing an estimated $232 trillion to annual volumes by the same year. This shift suggests that stablecoin transaction volumes could rival those of Visa and Mastercard within the next decade, offering faster, 24/7 settlement and reduced intermediary costs, prompting traditional financial institutions to adapt or risk being left behind.

(Source：BeInCrypto)