AI developers may not be keen on crypto, but stablecoins are the secret to agentic finance, crypto insiders say

Experts in stablecoins believe that while many AI developers are skeptical of cryptocurrency generally, stablecoins are the crucial element for the emerging field of agentic finance, which involves autonomous, micro-transacting AI agents. Companies like Circle and Coinbase developers highlight that stablecoins, being digital dollar versions on public blockchains, offer necessary features like programmability—allowing transfers only when specific conditions are met—and composability, enabling complex action chains upon token receipt. Furthermore, the underlying blockchain acts as a common reference point for these agents. Despite this utility, some AI developers remain opposed to crypto due to past issues like memecoins and Ponzi schemes. However, stablecoins are seen as superior to traditional payment rails for the high-frequency, fraction-of-a-cent transactions characteristic of agentic commerce. Insiders also stress the need for an open, interoperable standard, similar to SSL, for agent payments to avoid fragmentation, while programmable money offers a way to enforce identity and policy controls on agents.

(Source：CoinDesk)