Voltage expands bitcoin infrastructure with USD-settled revolving credit line on Lightning Network

Bitcoin infrastructure firm Voltage introduced Voltage Credit, a revolving line of credit designed for enterprises using Bitcoin's payment rails without holding BTC on their balance sheets. This product addresses the gap where traditional banks avoid underwriting Bitcoin-based revenue and existing crypto lending requires locking up BTC as collateral. Voltage Credit uses revenue-based underwriting based on transaction volume processed through its infrastructure, allowing businesses to send instant Lightning Network payments, denominated in USD or Bitcoin, while repaying the facility in USD from a standard bank account. The facility has no origination fees and applies a fixed annual percentage rate. This launch follows a significant $1 million Lightning Network transaction powered by Voltage, highlighting the growing adoption of the Lightning Network across payments and infrastructure, as noted by increased capacity and integration by major platforms like Coinbase and SoFi.

(Source：The Block)