Delaware Life Launches First Fixed Index Annuity That Offers Bitcoin Exposure

Delaware Life Insurance Company has launched the first fixed index annuity (FIA) in the U.S. that is linked to a cryptocurrency-focused index: the BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index. This product allows retirement investors to gain indirect exposure to Bitcoin while maintaining the principal protection characteristic of traditional annuities. The index blends 74% exposure to the iShares Core S&P 500 ETF, 25% exposure to the iShares Bitcoin Trust ETF (IBIT), and a 1% cash allocation, using dynamic cash adjustments to manage Bitcoin's volatility with a 12% target. Officials from BlackRock and Delaware Life highlighted that this innovation meets client demand for digital asset participation within a protected retirement strategy. The index is available across three Delaware Life FIA products, offering professional management through IBIT without requiring direct cryptocurrency ownership.

(Source：Bitcoin Magazine)