Younger Americans Trust Crypto 5x More Than Baby Boomers, OKX Survey Shows

A recent OKX survey of 1,000 US respondents conducted in January 2026 shows a stark generational disparity in trust toward cryptocurrency platforms. Forty percent of Gen Z and 41% of Millennials reported high trust (6/10 or higher), compared to only 9% of Baby Boomers. This contrasts sharply with trust in traditional banks, which Boomers favor highly (74%), while younger generations express more skepticism toward legacy finance. Haider Rafique of OKX suggests younger people, being digital natives, are naturally more comfortable with the digital asset economy, viewing traditional finance as a relic. While social media is an entry point for information, Rafique notes that real trust for younger users is built through direct, repeated personal use. This confidence is leading to action, with younger generations planning to increase crypto trading activity significantly more than Boomers. Key priorities also differ: younger users prioritize platform security, whereas Boomers emphasize regulation and legal protection. Looking forward, 52% of Gen Z and 50% of Millennials believe crypto will eventually rival or surpass traditional finance, a view shared by only 28% of Boomers, indicating a clear shift in financial expectations.

(Source：BeInCrypto)