Bitcoin Enters Delaware Life’s Retirement Annuity Portfolio

Delaware Life Insurance Company is incorporating indirect exposure to Bitcoin (BTC) into its retirement annuity portfolio through a new index developed by BlackRock. This index blends US stocks with a small, volatility-controlled allocation to Bitcoin, accessed via BlackRock's iShares Bitcoin Trust ETF, meaning policyholders do not directly hold the cryptocurrency. The structure is designed to limit fluctuations to about 12% while allowing policyholders to benefit from BTC price movements while preserving their principal under the annuity's terms. This index will be available across three of Delaware Life’s fixed indexed annuity products, which are insurance-based retirement vehicles offering tax-deferred growth with principal protection. This move follows broader industry trends, as other companies like Meanwhile Group are exploring crypto-linked retirement products, and policymakers are considering expanding crypto access in 401(k) plans.

(Source：Cointelegraph)