Crypto payment cards hit inflection point as daily transactions surge 22x since late 2024

Crypto-native payment cards are seeing rapid adoption, with daily transactions increasing 22-fold from December 2024 levels to almost 60,000 by mid-January 2026, processing nearly $4 million in daily USD volume. These cards simplify spending digital assets by automatically converting crypto to fiat at the point of sale, bypassing manual offramping via exchanges. Etherfi currently leads the market, responsible for about half of all transactions, competing with providers like Gnosis and Metamask. Issuers are refining economic models, often offering users yields from DeFi lending to incentivize usage, while relying on established Visa and Mastercard infrastructure to bridge decentralized finance with everyday commerce.

(Source：The Block)