US crypto legislation and policies to watch out for in 2026
US crypto regulation is expected to evolve significantly in 2026 due to new legislation taking effect and potential shifts in agency leadership.Summary
The US regulatory landscape for digital assets is anticipated to change substantially in 2026, influenced by policies enacted under the Trump administration starting in 2025. Key legislative developments include the potential passage of the Digital Asset Market Clarity Act (CLARITY), which could grant the Commodity Futures Trading Commission (CFTC) greater authority over digital assets, contrasting with the Securities and Exchange Commission's (SEC) current oversight of digital asset securities and ETFs. Furthermore, the GENIUS Act, signed into law in July 2025 to regulate payment stablecoins, is set to take effect in 2026, potentially leading to increased bank involvement in on-chain tooling and stablecoin issuance. Regulatory clarity is also pending at the CFTC, where President Trump has recently confirmed Michael Selig as Chair, though four commissioner seats remain vacant. On the state level, Texas has established a state-managed crypto reserve, and other states like Arizona and New Hampshire may follow suit with crypto purchases in the coming year.
(Source：Cointelegraph)