Brazil’s gen Z drives crypto boom as stablecoins, income tokens surge

Cryptocurrency adoption in Brazil is increasingly driven by younger, more cautious investors under 24, whose participation grew 56% year-over-year, according to Mercado Bitcoin data. This cohort prefers low-volatility assets such as stablecoins and Digital Fixed Income (RFD) products, which are tokenized slices of real-world income-generating assets. RFD volume more than doubled in 2025, with $325 million distributed, yielding an average of 132% of Brazil's CDI benchmark rate. Investor strategy varies by income: middle-income users allocate heavily to stablecoins and less volatile assets, while lower-income investors place over 90% in traditional, riskier cryptocurrencies like Bitcoin. This trend signals a shift toward using crypto as an integral part of a weekly financial routine, boosted by recent central bank regulations.

(Source：CoinDesk)