Galaxy predicts stablecoins will overtake ACH transaction volume in 2026

Galaxy Research, the research arm of Galaxy Digital, predicts that stablecoin transaction volume will exceed that of the US Automated Clearing House (ACH) system in 2026. This forecast is based on current transaction data, which already shows stablecoin transactions eclipsing major credit card networks like Visa and processing about half of ACH volume. Furthermore, stablecoin supply has been growing at a 30%–40% compound annual growth rate, supported by expected regulatory developments like the implementation of definitions under the GENIUS Act in early 2026. The report also touches on Bitcoin price predictions, suggesting it could reach $250,000 by the end of 2027. The stablecoin market, currently around $309 billion, is seeing increased participation from traditional finance, with companies like Western Union and Sony Bank planning their own dollar-pegged stablecoins, though Galaxy expects consolidation around one or two widely accepted digital dollars.

(Source：Cointelegraph)