FCA finds crypto ownership fell to 8% in the UK, despite high public awareness
UK crypto asset ownership dropped to 8% in 2025 from 12% in 2024, though public awareness remains high at 91%.Summary
New research commissioned by the Financial Conduct Authority (FCA) shows that the proportion of UK adults holding crypto assets decreased to 8% in 2025, down from 12% in 2024, although this level is still double that of 2021. Public awareness of crypto remained high at 91%. Despite the drop in ownership, the typical value held by investors increased, with a rise in holdings valued between £1,001 and £5,000. Centralized exchanges are becoming more dominant, used by 73% of respondents for acquisition. Crypto users showed a significantly higher risk appetite (63% willing to take higher risks for higher returns) compared to non-holders (24%). Engagement in lending and borrowing remained stable, but staking participation declined. Views on regulation were mixed, with about half of users indicating they would be more likely to invest if regulation included financial protection. These findings coincide with the UK government advancing its phased crypto regulation roadmap, with final rules expected in 2026 and enforcement beginning in 2027.
(Source：The Block)