Ripple News: XRP-Linked Company Lands First European Bank Client for Payments

Ripple has onboarded AMINA Bank, a FINMA-regulated digital asset bank based in Switzerland, as its inaugural European bank client for Ripple Payments. AMINA will utilize Ripple's infrastructure to facilitate near-real-time cross-border transfers for its crypto-native clientele, bridging traditional banking rails with blockchain settlement.

Ripple Payments is an end-to-end platform that provides messaging, liquidity sourcing, and settlement across both fiat and blockchain rails, enabling direct value transfer without relying on multiple intermediaries or delayed clearing cycles common in correspondent banking. This allows AMINA to process cross-border flows involving fiat and stablecoins, including Ripple's RLUSD, compliantly.

This partnership extends AMINA's existing relationship with Ripple—having previously supported RLUSD custody and trading—into transaction execution. The integration positions Ripple Payments as a connective layer between regulated banking systems and on-chain settlement, strengthening Ripple's presence in Europe as regulated institutions move toward production-grade blockchain use cases.

(Source：CoinDesk)